Having a roof over your head is everything. It’s more than just shelter – it’s health care, it’s security, and it’s essential for all Nevadans. Unfortunately, we have an affordable housing crisis in Nevada, and our se- niors are feeling it more than most.

I hear from seniors in every corner of our state about how difficult it is to afford a home in 2024. Housing prices in certain parts of our state have doubled over the past 7 years. That’s why I’ve been leading efforts to build more homes that are safe and affordable.

Affordable housing has always been my priority, going back to when I was Attorney General of Nevada. When we faced the subprime mortgage crisis in 2008, lenders foreclosed on the homes of more than 219,000 families. In response, I took on the big banks and helped bring mortgage relief to families across Nevada so they could stay in their homes.

That dark chapter in our country’s history taught me valuable lessons that I drew on when the pandemic struck in 2020. I knew we had to act right away to help struggling Nevadans afford their homes. That’s why I was proud to pass President Biden’s American Rescue Plan to help Nevadans pay their bills, cover their health care costs, and make their rent and mort- gage payments.

In the years since, we’re still feeling the impacts of this leg- islation. Thanks to the American Rescue Plan, we delivered over $500,000,000 to build or preserve more than 6,000 new homes across Nevada. I’ve seen some of these new affordable housing complexes myself, many of them built specifically for seniors to ensure they can live comfortably in homes they can afford.

We’re also seeing the effects of the grant program I created to help upgrade manufactured home communities in Nevada, otherwise known as trailer parks. I know many seniors live in these communities, and they deserve proper infrastructure to ensure their water and sewer systems work well. These new developments are just part of the effort to combat the afford- able housing crisis.

Another part of this effort is ensuring organizations that have been created specifically to help finance affordable housing are doing their part, like the Federal Home Loan Banks. Their mission is to support housing in Nevada and help us invest in building new homes. The problem is, they haven’t been con- tributing nearly enough to fulfill their mission.

When I found out the Federal Home Loan Bank of San Francis- co wasn’t investing in Nevada as much as they were supposed to be, I pushed them to create an affordable housing grant pro- gram just for Nevada. Now that I’m holding them accountable, the Federal Home Loan Bank of San Francisco has significantly increased their investments in Nevada, paving the way for nine new affordable housing developments throughout our state – including 313 senior apartments in Fallon, Laughlin, and Clark County.